Payments
Should we use the payments endpoint or the multipayments endpoint or the mass-payments endpoint?
This will depend on your needs. Please see the table below:
| POST/payments | POST/multipayments | POST/mass-payments | |
| Payments per initiation | up to 50 | up to 200 | up to 5000 |
| API response time | Synchronous and hence API response takes time |
Synchronous and hence API response takes time |
Asynchronous and hence quicker API response |
| Allow Beneficiary creation during payment initiation |
No | Yes | Yes |
| Allow managing payments | Yes | No | Yes |
| Allow review of payments (n-eyes) | Yes | Yes | Yes |
| POST/payments | |
| Payments per initiation | up to 50 |
| API response time | Synchronous and hence API response takes time |
| Allow Beneficiary creation during payment initiation |
No |
| Allow managing payments | Yes |
| Allow review of payments (n-eyes) | Yes |
| POST/multipayments | |
| Payments per initiation | up to 200 |
| API response time | Synchronous and hence API response takes time |
| Allow Beneficiary creation during payment initiation |
Yes |
| Allow managing payments | No |
| Allow review of payments (n-eyes) | Yes |
| POST/mass-payments | |
| Payments per initiation | up to 5000 |
| API response time | Asynchronous and hence quicker API response |
| Allow Beneficiary creation during payment initiation |
Yes |
| Allow managing payments | Yes |
| Allow review of payments (n-eyes) | Yes |
What does “payment has been verified but not authorized”. mean. How do we approve the payments?
Ebury offers up to 10-eyes review and approval. So, a client can configure up to 4 additional levels of review and approval on each of their payment initiations. If the client has set up at least 1 additional level of authorization after the initiation, then the payment will need to be authorized.
What is the difference between cancelled and rejected payments?
When the user(contact) who created the payment, for some reason wants to withdraw the initiation, then the user can trigger the endpoint, Delete the payment to cancel the payment.
When a client has set up n-eyes on their payment workflow, once the payment has been initiated, the other contacts in the team who need to review the payment (as the 4, 6, 8 or 10th eye) can authorise or reject a payment using the endpoint.
What happens when the balance in the wallet is insufficient to fund a payment?
Nothing. The payment does not get rejected or cancelled. The payment will await funds from the client to continue processing.
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